The Kinsu Difference

At Kinsu, we’ve decided to make insurance that works the way you think it does. Kinsu covers your things with no hidden fees and is more accessible and easier to understand than traditional insurance.

Insurance at your fingertips

Getting a quote for contents coverage can take ages. It often means sitting down and answering a huge list of questions about all the things you own, their value, and your living situation. Sometimes it even feels like an interrogation. We’ve built the Kinsu app so you can cover your contents in minutes.

Covering gadgets

Covering bicycles

Accidental damage

It’s a real curiosity that most insurance policies exclude or charge more for accidental damage cover. We think you should expect coverage when an accident happens. It’s kind of the entire purpose of insurance, right? That’s why Kinsu covers accidental damages for all your things as standard.

Prized possessions

Most insurance companies ask you to list every item above £500 or £1,000 and will only cover those you have explicitly included. But, if you’re human like we are then you might leave something off, get the price wrong, or buy something new and need to easily update your policy. With Kinsu, you’re only asked to list your most expensive items then everything else is automatically covered.

Clear, honest policies

How far does your coverage travel?

Your gadgets, bicycles, and other things should still be covered whilst you travel the world. That’s why we cover all your things wherever you go, as standard.

Goodbye to annual policies

Insurance coverage should be as flexible as you are. That’s why Kinsu policies renew monthly and you can cancel anytime.

The end of excessive excesses

One of the many annoying things about insurance is having to pay a hefty excess when you make a claim. Kinsu offers a simple and affordable £50 excess for all contents claims and £25 for claims on mobile phones.

Making claims with Kinsu

Too many people find out they’ve purchased the wrong coverage during the claims process. The experience often creates horror stories that can be retold for years to come.

The Kinsu claims process wants to take the fear out of making a claim. That’s why we promise to do it right.

The Kinsu promise

We say it often but it’s insurance how it should be. to see why we’re UK’s fastest and kindest insurance app.

References:

* 2014 Mintel Consumers and Gadget Insurance — UK, September 2014

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